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How a Commercial Banker Can Help Your Business, Tom LandolfiTry our home equity loan, HELOC, and auto loan calculators to find out how much you can borrow and what your payments could be. Check our current HELOC rates and use our home equity line of credit calculator to see what you may be able to borrow based on the value of your home. About BMO's Mortgage Rates. BMO Bank of Montreal offers solutions for first-time homebuyers, people who are new to Canada, and those looking to renew, refinance.