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Know THIS Before You Open a High Yield Savings AccountWith the referral, you get 3 months of extra 1% interest, currently at % APY. Enjoy and save for the big one! Add a little fuel to your future. See how fast % APY Opens modal dialog. Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as. % APY $4 Citibank % APY $6. Annual Percentage Yield (APY) as of November 08, APY may change at any time before or after account is opened.