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BMO Harris Bank - Money in your Eaves - Unexpected ExpensesWhat this means: BMO offered around the median mortgage rate of % and a median total loan cost of $6, to borrowers in BMO. Stop worrying about fluctuating interest rates � a Fixed-Rate HELOC with BMO offers you predictability and stability. Learn more today. Best home equity line of credit (HELOC) rates in November ; BMO. $25,$,, year draw/ year repay for variable-rate HELOC; year repay for.