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BMO Harris Homebuyer SeminarThe program provides up to $50, in forgivable assistance to eligible homeowners to reduce the balance owed on their mortgage and refinance into a new. Our low down payment mortgages can help make buying a home more affordable. Plus, down payment assistance available for any qualified home buyers. Kanesha received $9, in layered down payment assistance from BMO's Welcome Home Grant, a program that offers assistance to borrowers.