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5 Mistakes to AVOID When Getting a Secured Credit CardSecured credit cards can be a great option if you want to improve or build your credit. Find out if you're pre-approved with no risk to your credit score. Secured credit cards are a special type of card that requires a cash deposit � usually equal to your credit limit � to be made when you open the account. Secured credit cards can help people with bad credit rebuild a positive credit history. While they're extremely rare in the UK, good alternatives do exist.