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How To Create BMO Harris Bank Account Online 2024! (Full Tutorial)BMO Harris money market accounts require a $25 minimum deposit to open, and there is a $10 monthly maintenance fee. You can waive this fee. I've had the account open for 4 months or so. Monthly direct deposit on 1st of every month minus February. I've had accounts with every major. To open your account, you'll need to provide some identification and supporting business documentation. Our Business Documentation Checklist includes everything.