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BMO Bank - How to Lock/Unlock Your Credit Card - Bank of MontrealIf your debit card is lost or stolen, please contact BMO Bank immediately to report the incident. You can quickly freeze your card. Unfortunately, if you looked at the mobile apps for both of these banks, while credit cards can be locked, debit cards cannot be. This is. Gloria Greenish has stated that you cannot suspend a debit card. This is false and you can safely ignore that claim. The fact is that just about.